Double-Extortion Ransomware with Backup Encryption
Threat actors compromised admin credentials via session cookie theft and encrypted production databases while exfiltrating 350,000 tenant records.
Forensics & Incident Response: $480,000
Business Interruption (7 days): $920,000
Legal Defense & Class Action: $1,450,000
Company Retention (Deductible): $50,000
Carrier Net Payout: $2,800,000
Third-Party API Vendor Supply-Chain Compromise
A cloud vendor's compromised API token exposed payment gateway metadata, triggering mandatory PCI-DSS forensic investigations and bank card replacement fees.
PCI-DSS Forensic Audit: $320,000
Card Brand Re-issuance Penalties: $680,000
Regulatory Defense (FTC / State AG): $650,000
Company Retention (Deductible): $25,000
Carrier Net Payout: $1,625,000
Executive Business Email Compromise (BEC) Wire Fraud
Phished CFO mailbox allowed attackers to spoof vendor invoices and redirect a $420,000 scheduled wire transfer to an overseas fraudulent account.
Direct Stolen Funds Reimbursement: $420,000
Forensic Email Investigation: $45,000
Crisis Legal Counsel: $15,000
Company Retention (Deductible): $10,000
Carrier Net Payout: $470,000
Protect Your Organization from Catastrophic Loss
Calculate the exact policy limit and deductible structure recommended for your revenue and industry exposure.